Keep 100% of your GRAM staking rewards
Hipo takes a 0% protocol fee. Every GRAM of staking reward a validator earns goes to the stakers. Most liquid staking protocols take a cut of that reward before you ever see it.
- Current APY
- 16.46%
- Protocol fee
- 0%
- Total staked
- 8,212,951
Live protocol data, read from the contracts when this page was built. APY is derived from recent on-chain validation rounds and is not a guarantee.
What 0% is worth
At today’s 16.46% APY, this is what a stake earns over a year with no protocol fee taken out. If you stake somewhere else, compare it against what you actually receive after your provider’s cut.
| You stake | You earn / year | Fee we take |
|---|---|---|
| 1,000 GRAM | ≈ 165 GRAM | 0% |
| 5,000 GRAM | ≈ 823 GRAM | 0% |
| 10,000 GRAM | ≈ 1,646 GRAM | 0% |
| 50,000 GRAM | ≈ 8,229 GRAM | 0% |
Illustrative, at the current rate. Rewards accrue in the hGRAM exchange rate rather than as a separate payout, and the rate changes every validation round.
The 0% fee, in GRAM
Every protocol quotes an APY. This is the other thing — what stakers actually received. We read each protocol’s own contracts at every block for two years and compared the results. Pick a stake and see the difference in GRAM, not percentages.
The 16.46% at the top of this page is what the protocol is paying right now, from its most recent validation rounds — it moves with every round. The figures below are what a whole year actually paid out, which is a slower and much steadier number. When you are choosing between protocols, the second one is the honest thing to compare.
What you would have missed, day by day
The running total of what the same stake would have missed at each protocol. Hipo is the line along the top; each one falls away from it by the GRAM it left on the table. Nothing is projected — every point is read from a contract at a real block.
Where your stake ended up
| Protocol | Your stake became | You earned | vs Hipo |
|---|---|---|---|
| Hipo 0% fee | 114,633 | 14,633 | — |
| Tonstakers | 112,600 | 12,600 | −2,033 |
| Stakee | 113,066 | 13,066 | −1,567 |
GRAM converted at the price when this page was built. Rewards accrue in the exchange rate rather than as a payout, so “your stake became” is what the same token count redeems for today.
How this is measured
For each protocol we divide the total GRAM it holds by the number of liquid tokens it has issued. That ratio is what one token redeems for, and its change over time is what a holder actually earned — the same definition for everyone, taken from the contracts rather than from anyone’s marketing. These are the contracts and the getters, so you can repeat the measurement yourself:
- Hipo
EQCLyZHP4Xe8fpchQz76O-_RmUhaVc_9BAoGyJrwJrcbz2eZget_treasury_state - Tonstakers
EQCkWxfyhAkim3g2DjKQQg8T5P4g-Q1-K_jErGcDJZ4i-vqRget_pool_full_data - Stakee
EQD2_4d91M4TVbEBVyBF8J1UwpMJc361LKVCz6bBlffMW05oget_pool_full_data
Protocols whose rate cannot be read from a contract, and pools that have been abandoned by their own users, are left out rather than guessed at. A protocol that launched after September 12, 2024 cannot appear here, because this chart follows a stake placed on that day.
Plus HPO rewards
On top of the GRAM staking reward, stakers earn HPO — Hipo’s governance token — through Hipo Club. Your Club level multiplies it, from 1.0× at Level 1 up to 10.0× at Level 10.
| You stake | HPO / year, Level 1 | HPO / year, Level 10 |
|---|---|---|
| 1,000 GRAM | ≈ 736 | ≈ 7,360 |
| 5,000 GRAM | ≈ 3,680 | ≈ 36,800 |
| 10,000 GRAM | ≈ 7,360 | ≈ 73,600 |
| 50,000 GRAM | ≈ 36,800 | ≈ 367,999 |
What that is worth: HPO has a market price and it moves. At the price when this page was built, the boost adds about 0.2 percentage points to your annual return at Level 1, and about 2.3 points at Level 10. We put it this way because a large token number on its own does not tell you what you are earning.
Per validation round, a stake earns its GRAM value × 0.0015295 × its Club multiplier in HPO, and a round runs about 18 hours, so roughly 481 rounds fit in a year. The rate is set by governance and can change. Selling rewarded HPO resets you to Level 1.
Getting your GRAM back
You are never locked in, and unstaking costs no fee. There are two ways out, both inside the protocol — you do not depend on anyone being willing to buy your tokens.
Full unstake — typically under 18 hours
Settled once the current validation round ends, so you keep earning until it does and get the better rate. Any amount, always succeeds. The worst case is 36 hours, when every round is locked and your request just misses a window.
Instant unstake — seconds
Paid straight out of the protocol’s free GRAM, at a slightly lower rate. How much is available changes every round, and the app shows the live maximum before you confirm.
Hipo charges nothing to unstake. Network gas is prepaid and the unused part is refunded.
Independent, and checkable
- Not owned by a wallet Hipo is governed on-chain by HPO holders, not by a company that also happens to run the wallet you stake from.
- Open source and audited The contracts, the SDK and this website are public on GitHub, and the audit reports name what was reviewed and when.
- Non-custodial You hold hGRAM in your own wallet. Hipo never takes custody of your GRAM.
- Live data, not marketing Every figure above comes from the contracts, and the stats page serves the same getters to anyone who wants to check them.
Stake from 1 GRAM
Connect any TON wallet. You receive hGRAM straight away, and it grows in value against GRAM every validation round.
Stake GRAMValidators borrow from the protocol and lock their own GRAM as collateral, covering the round’s maximum slashing penalty. A penalty comes out of that collateral, not out of staked GRAM.