Keep 100% of your GRAM staking rewards
Hipo takes a 0% protocol fee. Every GRAM of staking reward a validator earns goes to the stakers. Most liquid staking protocols take a cut of that reward before you ever see it.
- Current APY
- 17.05%
- Protocol fee
- 0%
- Total staked
- 7,995,225
Live protocol data, read from the contracts when this page was built. APY is derived from recent on-chain validation rounds and is not a guarantee.
What 0% is worth
At today's 17.05% APY, this is what a stake earns over a year with no protocol fee taken out. If you stake somewhere else, compare it against what you actually receive after your provider's cut.
| You stake | You earn / year | Fee we take |
|---|---|---|
| 1,000 GRAM | ≈ 171 GRAM | 0% |
| 5,000 GRAM | ≈ 853 GRAM | 0% |
| 10,000 GRAM | ≈ 1,705 GRAM | 0% |
| 50,000 GRAM | ≈ 8,527 GRAM | 0% |
Illustrative, at the current rate. Rewards accrue in the hGRAM exchange rate rather than as a separate payout, and the rate changes every validation round.
Plus HPO rewards
On top of the GRAM staking reward, stakers earn HPO — Hipo's governance token — through Hipo Club . Your Club level multiplies it, from 1× at Level 1 up to 10× at Level 10.
| You stake | HPO / year, Level 1 | HPO / year, Level 10 |
|---|---|---|
| 1,000 GRAM | ≈ 1,054 | ≈ 10,539 |
| 5,000 GRAM | ≈ 5,270 | ≈ 52,696 |
| 10,000 GRAM | ≈ 10,539 | ≈ 105,393 |
| 50,000 GRAM | ≈ 52,696 | ≈ 526,963 |
What that is worth: HPO has a market price and it moves. At the price when this page was built, the boost adds about 0.2 percentage points to your annual return at Level 1, and about 1.7 points at Level 10. We put it this way because a large token number on its own does not tell you what you are earning.
Per validation round, a stake earns its GRAM value × 0.0021902 × its Club multiplier in HPO, and a round runs about 18 hours, so roughly 481 rounds fit in a year. The rate is set by governance and can change. Selling rewarded HPO resets you to Level 1.
Getting your GRAM back
You are never locked in, and unstaking costs no fee. There are two ways out, both inside the protocol — you do not depend on anyone being willing to buy your tokens.
Full unstake — typically under 18 hours
Settled once the current validation round ends, so you keep earning until it does and get the better rate. Any amount, always succeeds. The worst case is 36 hours, when every round is locked and your request just misses a window.
Instant unstake — seconds
Paid straight out of the protocol's free GRAM, at a slightly lower rate. How much is available changes every round, and the app shows the live maximum before you confirm.
Hipo charges nothing to unstake. Network gas is prepaid and the unused part is refunded.
Independent, and checkable
- Not owned by a wallet Hipo is governed on-chain by HPO holders, not by a company that also happens to run the wallet you stake from.
- Open source and audited The contracts, the SDK and this website are public on GitHub, and the audit reports name what was reviewed and when.
- Non-custodial You hold hGRAM in your own wallet. Hipo never takes custody of your GRAM.
- Live data, not marketing Every figure above comes from the contracts, and the stats page serves the same getters to anyone who wants to check them.
Stake from 1 GRAM
Connect any TON wallet. You receive hGRAM straight away, and it grows in value against GRAM every validation round.
Stake GRAMValidators borrow from the protocol and lock their own GRAM as collateral, covering the round's maximum slashing penalty. A penalty comes out of that collateral, not out of staked GRAM.